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Expert Analysis

How Borrower Got 'Free House' In NJ Bankruptcy Case

Law360, New York ( December 11, 2014, 10:27 AM EST) -- The United States Bankruptcy Court for the District of New Jersey recently held in In re Washington, No. 14-14573-TBA, (Bankr. D.N.J. Nov. 5, 2014) that the mortgagee and mortgage servicer ("the creditors") are time-barred under New Jersey state law from enforcing either the note or the accelerated mortgage against the debtor, essentially entitling a defaulting borrower to a "free house."[1]...

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