(July 26, 2024, 12:46 PM EDT) -- CLEVELAND — An Ohio appeals panel on July 25 affirmed a lower court’s ruling that an automobile insurer has no duty to defend or indemnify its off-duty police officer insured against an underlying wrongful death lawsuit arising from a fatal shooting, finding that it was not the insured’s “ownership, maintenance, or use” of his vehicle that led to the underlying death....