( April 11, 2024, 1:48 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on April 10 affirmed a lower federal court’s summary judgment ruling in favor of an insurer in an insured’s breach of contract and bad faith coverage lawsuit arising from storm damage to the insured’s car dealerships and car wash, agreeing with the lower court that the insured failed to create a fact question as to whether the insurer breached the insurance policy when it paid the insured the actual cash value of its claimed losses rather than their replacement cost value....