Judge Dismisses In Row Over LTC Insurance, Finds No Elder Abuse In Coverage Denial

Mealey's (November 23, 2022, 8:53 AM EST) -- SANTA  ANA, Calif. — A California federal judge granted a long-term care (LTC) insurer’s dismissal motion in a breach of contract and elder abuse suit filed against it by an insured seeking coverage for his stay at a residential care facility for the elderly (RCFE), finding that the policy provisions were sufficient to provide the insured with notice of coverage limitations and that the elder abuse claim failed because the insured was not deprived of personal property since the insurer “properly” denied benefits....