( July 13, 2023, 1:44 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on July 12 affirmed a lower federal court’s summary judgment ruling in favor of an employment practices liability insurer in a multiunit franchise insured’s breach of contract lawsuit seeing seeking coverage for an underlying discrimination and retaliation action, finding that an employee’s discrimination charge constituted a “claim” pursuant to the policy and, as result, all “claims” brought by the employee are deemed to have been made prior to the policy’s inception....