( February 4, 2025, 1:52 PM EST) -- FRANKFORT, Ky. — A Kentucky appeals court panel held that under the terms of a homeowners insurance policy, the insurer is not independently liable for the purportedly dangerous condition of an insured’s property, affirming a lower court’s dismissal of a bad faith lawsuit seeking $300,000 in personal liability coverage for an injury that occurred at the insured property....