Ironshore Specialty Insurance Company v. The Crosby Estate at Rancho Santa Fe Master Association

  1. March 07, 2023

    Insurer Drops Coverage Suit After HOA Satisfies Retention

    A homeowners association and its insurer have agreed to drop a dispute over whether a policy's retention applies after the insurer agreed to defend it for two underlying claims, they told a California federal court, saying a payment made in an underlying settlement makes the matter moot.

  2. December 01, 2022

    Insurer Denied Win In HOA Retention Dispute

    A homeowners association doesn't have to pay a $150,000 retention after a Liberty Mutual unit agreed to defend it for two underlying claims, a California federal court ruled, finding the association's policy is ambiguous whether the retention applied after the unit accepted the association's tender of defense.

  3. August 19, 2022

    HOA Can't Duck Retention In Neighbor Dispute, Insurer Says

    A homeowners association must pay retentions under a directors and officers policy before they can get coverage for underlying litigation stemming from disagreements between neighbors over proposed modifications, the association's insurer told a California federal court.