General Liability

  • January 26, 2026

    Chubb Policies May Provide Coverage In Kiwanis Abuse Fight

    A Washington federal court has largely rejected efforts by child sex abuse survivors to broaden coverage for a $21 million settlement resolving claims against a Kiwanis International-affiliated boys foster home, but found that limited coverage may be available under a Chubb unit's policies.

  • January 26, 2026

    Helmet Co. Says AIG Unit Must Defend It From Defect Claims

    Lexington Insurance Co. ignored a helmet designer's repeated requests for coverage in a lawsuit alleging that product defects caused a helmet to come off a motorcycle rider's head during a collision, the manufacturer told a California federal court.

  • January 26, 2026

    Ore. Co. Not Covered In Apartment Defect Row, Insurer Says

    An insurer said it has no duty to defend or indemnify a waterproofing subcontractor against claims stemming from moisture intrusion at an Oregon apartment complex, telling a federal court that there is a dispute whether the alleged property damage occurred during the policy period.

  • January 26, 2026

    Insurer Says Primary Carrier Reneged On Defense Coverage

    A primary insurer owes reimbursement of defense costs for several underlying lawsuits brought against a property owner and construction company that were additional insureds, another carrier told a New York federal court, arguing that the primary insurer previously agreed to offer coverage but reneged without reason. 

  • January 23, 2026

    Munich Re Faces Lawsuit Over Reinsurance Dispute

    A Connecticut municipal risk financing agency filed a declaratory action in federal court demanding coverage from Munich Reinsurance America Inc. for negligence litigation set for trial this year concerning the alleged sexual abuse of a former public school student.

  • January 23, 2026

    Insurer Must Cover Ga. Gas Co. Over Explosion, 7th Circ. Says

    A Georgia gas company facing a lawsuit over its role in a gas line explosion counts as an additional insured under its subcontractors' excess insurance policy, a unanimous Seventh Circuit panel has ruled, upholding a lower court's decision. 

  • January 23, 2026

    Ill. Justices Deem Permits 'Irrelevant' To Pollution Exclusion

    Whether emissions are allowed under a permit is "irrelevant" when determining whether a commercial general liability policy's pollution exclusion applies to a claim made over those emissions, the Illinois Supreme Court ruled Friday.

  • January 22, 2026

    Top LA Fire Issues Implicated In Trio Of New Insurance Bills

    Three recent insurance bills in California could significantly change coverage outcomes for policyholders in the wake of disasters and help address some of the issues that have most vexed homeowners following last year's fires in Los Angeles, while adding to a raft of newly enacted insurance laws, pros say.

  • January 22, 2026

    Forms Meant To Tackle Social Inflation Cause Confusion 

    Commercial general liability policyholders will soon see provisions limiting coverage for damage awards and requiring disclosures of third-party litigation funding as insurers combat what they see as drivers of litigation expenses and insurance costs — but experts say these changes may create new issues. 

  • January 22, 2026

    Life Insurer Calls NASCAR Driver's $8.5M Suit 'Inflammatory'

    NASCAR driver Kyle Busch and his wife failed to pay the premiums on hefty life insurance policies and let them lapse rather than hold on to them long enough for their value to grow, Pacific Life Insurance Co. argued Thursday in seeking an early exit from the couple's suit claiming the policies were a sham.

  • January 22, 2026

    The Biggest Legal, Regulatory Developments From LA Fires

    California's insurance landscape was permanently altered early last year after a series of deadly blazes broke out in the Los Angeles area that continues to challenge efforts to mitigate a statewide crisis associated with high insurance costs and low availability. Here, Law360 looks at a timeline of some of the most important insurance legal and regulatory events that followed the fires.

  • January 22, 2026

    Insurance Litigation Week In Review

    Under Armour's coverage for claims over its public financial forecasts and accounting practices is capped at $100 million, an insurer lost its appeals in two cases stemming from a $40 million drunk driving verdict and an AIG unit doesn't have to pay FedEx $200 million in post-judgment interest. Here, Law360 takes a look at the past week's top insurance news.

  • January 22, 2026

    Agency Not Covered For Injury Suit Over Fraud, Carrier Says

    A construction policy insurer agency and its owner aren't owed coverage for an underlying personal injury lawsuit, its professional liability carrier told a New York federal court, alleging a third-party lawsuit accusing the owner of fraud and misappropriating insurance funds triggered an exclusion in its professional liability policy. 

  • January 21, 2026

    Firm Seeks To Toss Suit Alleging Hurricane Claim Fee Scheme

    A law firm urged a Louisiana federal court Wednesday to toss a proposed class action over an alleged scheme to collect exorbitant fees on hurricane-related property insurance claims, saying the complaint fails to plead a certifiable class and involves a "smorgasbord" of individualized legal malpractice claims.

  • January 21, 2026

    FedEx Loses $200M Interest Claim Against AIG Unit

    A Pennsylvania state judge Wednesday said an AIG unit won't have to pay FedEx $200 million in post-judgment interest following a fatal crash involving one of its drivers, but allowed bad faith and promissory estoppel claims to move forward against the insurer because those claims require a trial. 

  • January 21, 2026

    Insurer Says It Owes No More In $2.2M Wrongful Death Suit

    An excess insurer told a Kentucky federal court that a policy exclusion precludes it from covering the rest of a $2.2 million judgment against a hotel found liable for a man's fatal burns from a shower.

  • January 21, 2026

    Mining Supplier Not Covered In Bogus Parts Suit, Insurer Says

    An insurer said it has no duty to defend or indemnify a mining equipment parts supplier against claims that it sold counterfeit parts to a reseller, telling a Montana federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 20, 2026

    DC Circ. Doubts If EPA Had To Quantify Costs In PFAS Rule

    The D.C. Circuit on Tuesday seemed to favor the U.S. Environmental Protection Agency's position that public comments were properly solicited before labeling two forever chemicals as hazardous substances, and expressed skepticism that the agency should have done a more rigorous analysis of clean-up costs for businesses.

  • January 20, 2026

    Law360 Names Firms Of The Year

    Eight law firms have earned spots as Law360's Firms of the Year, with 48 Practice Group of the Year awards among them, achieving milestones such as high-profile litigation wins at the U.S. Supreme Court and 11-figure merger deals.

  • January 20, 2026

    Cos. Seek Coverage For Military Housing Mold, Defects Suits

    A property management company and an affiliated investment company have alleged in Pennsylvania federal court that subsidiaries of insurance giants Starr and Allianz wrongfully denied them coverage for suits filed over allegedly poor military housing conditions.

  • January 20, 2026

    4th Circ. Caps Under Armour's Insurance Coverage At $100M

    Under Armour's public financial forecasts and its accounting practices are a single claim under its insurers' excess policy language because they are "logically or causally related," the Fourth Circuit found Tuesday, overturning a trial court's ruling and capping the sportswear company's coverage at $100 million.

  • January 16, 2026

    Law360 Names Practice Groups Of The Year

    Law360 would like to congratulate the winners of its Practice Groups of the Year awards for 2025, which honor the attorney teams behind litigation wins and significant transaction work that resonated throughout the legal industry this past year.

  • January 16, 2026

    Mich. Justices Let Nationwide's Combined Filing Win Stand

    The Michigan Supreme Court declined Friday to review a lower court's ruling that allowed Nationwide entities to file combined returns and share tax credits among their members, with one justice suggesting the state Legislature should revise the combined filing rules for insurance companies.

  • January 15, 2026

    Litigation Costs, Mental Health Risks Strain Coverage For Jails

    Liability policies for certain county jails aren't being renewed due to their failure to ensure statewide standards and excessive claims, prompting a review of county policies and available funding, experts say.

  • January 15, 2026

    Maduro Removal Raises Insurance Questions Around Oil, War

    The U.S. military operation to remove Venezuelan President Nicolás Maduro from power could have significant insurance implications connected to the risk of increased oil trade and questions over whether the operation is viewed as an act of war.

Expert Analysis

  • 4 Ways Attorneys Can Emotionally Prepare For Trial

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    In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin.

  • Presidential Campaign Errors Provide Lessons For Trial Attys

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    Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.

  • 3 Policyholder Lessons From NY Bad Faith Ruling

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    A New York appellate court's recent decision finding that Rockefeller University alleged viable bad faith claims against its insurers reinforces the principle that insurers may not elevate their own economic interests over those of their insureds, say attorneys at Lowenstein Sandler.

  • Notable Q3 Updates In Insurance Class Actions

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    Total loss valuation cases and labor depreciation cases dominated the past quarter of insurance class actions, with courts continuing to reject challenges to condition adjustments in the former, and a pro-insured trend persisting in the latter, say attorneys at BakerHostetler.

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

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    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

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    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

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    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.

  • State Of The States' AI Legal Ethics Landscape

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    Over the past year, several state bar associations, as well as the American Bar Association, have released guidance on the ethical use of artificial intelligence in legal practice, all of which share overarching themes and some nuanced differences, say Eric Pacifici and Kevin Henderson at SMB Law Group.

  • NY Banking Brief: All The Notable Legal Updates In Q3

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    In a relatively light few months for banking legal updates in New York, the state Department of Financial Services previewed its views on banking sector artificial intelligence use via insurer guidance, and an anti-money laundering enforcement action underscored the importance of international monitoring processes, say Eric McLaughlin and Dana Bayersdorfer at Davis Polk.