General Liability

  • June 26, 2026

    Red Bull Not Covered In Promotion Injury Suit, Court Told

    Red Bull isn't entitled to coverage for fraud claims brought by a Pittsburgh TV reporter who was injured while participating in a promotional event staged by the energy drink company, a capital provider for a Lloyd's of London underwriter told a Pennsylvania federal court.

  • June 25, 2026

    FAIR Plan To Face 1st Coverage Trial Over Los Angeles Fires 

    The first trial against California's last-resort insurer over an alleged underpayment of insurance benefits connected to the Los Angeles fires implicates pressing fire issues in the Golden State. Law360 breaks down the key proceedings so far.

  • June 25, 2026

    Ruling In Data Center Row Bolsters Broad Defense Duties

    A Hartford unit's inability to escape defending a contractor against a defamation lawsuit related to a data center construction project marks an important win for policyholders. Shawn Shaffie and Bruce Smyth of Parker Shaffie LLP share their reactions to the rulings.

  • June 25, 2026

    Celebrity Deepfake Concerns Reach Insurance Industry

    A-list celebrities are seeking to discourage the distribution of deepfakes by pursuing trademark registrations. Insurance attorneys want to evaluate what policies, if any, may cover damages related to unauthorized AI likenesses.

  • June 25, 2026

    Nation's 250th Birthday Highlights Insurance Coverage Needs

    The summertime joys of Independence Day — parades, cookouts, fireworks — typically come with plenty of injuries and property damage from crowds, burns and day drinking.

  • June 25, 2026

    Insurance Litigation Week In Review

    The Connecticut Supreme Court ruled for a fertility doctor. Hartford unit doesn't owe $4 million in coverage for phishing scam losses. A coverage call for injuries suffered in a crash after a party at a policyholders' home. Law360 has the past week's top insurance news.

  • June 25, 2026

    Calif. Chemical Leak Poses Coverage Challenge For Evacuees

    A chemical leak in California and the threat of a bigger crisis prompted an evacuation in Orange County that shuttered businesses and sent residents fleeing the area. Insurance experts said it's doubtful standard policies would cover costs associated with their displacement.

  • June 24, 2026

    Insurer Says No Coverage For Home Care Co. In Abuse Suits

    A Liberty Mutual unit told a Pennsylvania federal court that it owes no coverage to a home care service provider in litigation over the abuse and death of a patient by a caregiver who was convicted of neglect and financial exploitation.

  • June 23, 2026

    Insurer Waited Too Long To Void Policies Over Alleged Fraud

    An insurer's bid to revoke policies issued to a defunct employee leasing agency due to misrepresentations in its insurance applications is time-barred under New York law, a federal court ruled, finding that the insurer discovered the alleged fraud more than two years before filing suit.

  • June 22, 2026

    4th Circ. Says Allied Need Not Cover 'Beer Olympics' Injury

    A man who claims that he was paralyzed in an auto crash caused by alcohol provided to guests at a "Beer Olympics" party cannot recover from the host homeowners' insurance provider, the Fourth Circuit ruled on Monday, saying the policy's motor vehicle exclusion bars coverage.

  • June 22, 2026

    Lowe's $10M Coverage Clash With Chubb Unit Heads To Trial

    A federal jury will decide whether a Chubb unit was wrong to refuse to pay $10 million as part of a wrongful death settlement following a fatal crash involving a Lowe's employee after a North Carolina judge Monday found there are disputed issues of material fact in the case.

  • June 22, 2026

    Injured Biker's Estate Seeks Dismissal Of Coverage Suit

    The representative of a child who was seriously injured after a tow truck struck her while she was riding a bicycle urged a Georgia federal court to toss an insurer's suit over the validity of a settlement demand, saying the suit is not ripe while the underlying injury suit is pending.

  • June 18, 2026

    Colo. Justices Chart New Path For Insurance Breach Claims

    The Colorado Supreme Court has cleared the way for courts to evaluate a broader range of evidence when evaluating breach of contract claims against insurers, altering how Colorado policyholders will bring claims.

  • June 18, 2026

    Insurance Brokerage CEO Weighs In On Emerging Iran Deal

    Oscar Seikaly, the CEO and chairman of NSI Insurance Group, tells Law360 that coverage risks still abound in the Strait of Hormuz despite an initial agreement between the U.S. and Iran.

  • June 18, 2026

    Costco Seeks Coverage For Chicken Drippings Slip-And-Fall

    A Liberty Mutual unit must defend and indemnify Costco against an underlying suit filed by a California man who said he was injured when he slipped on rotisserie chicken drippings, the bulk retailer said in a suit removed to Washington federal court.

  • June 18, 2026

    Calif. Insurer Solvency Rule Critical But Limited, Pros Say

    California regulators updated a proposal to force insurers to disclose long-term plans to limit climate risks to their solvency. Some industry experts say it still doesn't meet the moment.

  • June 18, 2026

    Construction Co., Travelers Settle $6M Defect Coverage Suit

    A construction manager has settled its suit seeking $6 million in coverage from Travelers for an underlying construction defect dispute, according to filings in New York federal court.

  • June 18, 2026

    Remote Class Suits Teach Lesson In Broad Coverage

    Universities accusing United Educators of wrongfully denying coverage for class actions brought by students seeking tuition reimbursement due to pandemic-related changes call out the need for broad defense obligations.

  • June 18, 2026

    Exxon's $25M Coverage Fight Sets Stage For Texas Upheaval

    The Texas Supreme Court will consider Exxon Mobil's bid to seek $25 million from an AIG unit to cover claims stemming from a deadly 2013 oil refinery explosion, setting the stage for a pivotal insurance ruling. Law360 previews the case and the issues to be decided.

  • June 18, 2026

    Insurance Litigation Week In Review

    The Texas Supreme Court agreed to hear Exxon's $25 million coverage dispute for a fatal explosion settlement. The Eleventh Circuit seeks state guidance on opioid coverage litigation. An insurer can't intervene in a sex trafficking dispute. Law360 has the week's top insurance news.

  • June 17, 2026

    Wash. Panel Says UIM Payment Doesn't Block IFCA Claim

    Washington state appeals court on Tuesday said an insurer cannot shake allegations that it unreasonably initially denied an injured driver's underinsured-motorist claims despite later paying the benefits, with the court noting a lack of instructive case law under the state's Insurance Fair Conduct Act.

  • June 16, 2026

    Travelers Ends MLB HQ Construction Accident Coverage Row

    Three insurers have resolved their dispute over who must pay defense costs in a suit from a construction worker who was injured while working at the site of Major League Baseball's headquarters in the historic Time & Life Building in New York City.

  • June 15, 2026

    NY Attys Call Texas Firm's 'Copy-Paste' RICO Suits Abusive

    A New York law firm facing an insurance company's racketeering and fraud allegations took aim at the insurer's counsel, telling a federal court that the Texas law firm behind the allegations is abusing judicial resources with multiple identical lawsuits.

  • June 15, 2026

    Insurers Say Exclusion Bars Sex Trafficking Suit Coverage

    Insurers asked a federal court to declare that they don't have to defend a Florida bail bonds business against a lawsuit tying the owner to a sex trafficking scheme, arguing the criminal acts bar business liability coverage.

  • June 15, 2026

    Utility Co.'s Insurer Had Duty To Defend Equipment Supplier

    The insurer for a utility construction company had the primary duty to defend an equipment supplier in an underlying wrongful death suit, a Maryland federal court ruled Monday, handing a win to the supplier's commercial general liability insurer.

Expert Analysis

  • Reel Justice: 'Mercy' And Private Surveillance As Evidence

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    The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.

  • AVOID Act Creates 3rd-Party Litigation Risks For Transpo Cos.

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    New York's Avoiding Vexatious Overuse of Impleading to Delay Act, which takes effect next month, will require new risk management strategies from transportation companies as it attempts to drastically change the scope of third-party litigation while failing to address practical realities of civil disputes, says Steven Saal at Lucosky Brookman.

  • Witness AI Usage Is The Next Privilege Battle In Civil Litigation

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    Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.

  • How 2 Decisions Reframed Witness-Centered Trials

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    The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.

  • Meta Coverage Ruling Could Erode Broad Duty To Defend

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    A Delaware court recently decided that Meta's insurers need not defend the company from lawsuits alleging addictive platform design — a troubling decision for policyholders that, if upheld, warns that insureds' business decisions can be weaponized to deny a duty to defend, say attorneys at Anderson Kill.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • Calif. Case Could Lead To A Redefined Pollution Exclusion

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    In recently agreeing to hear Montrose Chemical v. Superior Court, the California Supreme Court will decide whether a court should consider extrinsic evidence offered by a party to prove its interpretation of the insurance policy language, opening the door to a different definition of "sudden" in insurance policies' pollution exclusions, say attorneys at Pillsbury.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

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    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

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    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • Notable Q4 Updates In Insurance Class Actions

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    Last quarter featured a novel class action theory about car rental reimbursement coverage, another win for insurers in total loss valuations, a potentially broad-reaching Idaho Supreme Court ruling about illusory underinsured motorist coverage, and homeowners blaming rising premiums on the fossil fuel industry, says Kevin Zimmerman at BakerHostetler.