Property

  • January 30, 2024

    Colo. Pizzeria Says Insurer Owes More Fire Coverage

    A Colorado pizzeria that was damaged by a fire in 2021 told a Colorado federal court its insurer still owes coverage for business losses and other expenses, arguing that the insurer is in part to blame for the restaurant being unable to complete its restorations required by its policy.

  • January 30, 2024

    Fennemore Craig Growing In Calif. With Sullivan Hill Merger

    In its latest West Coast expansion, Fennemore Craig PC announced Tuesday it is widening its footprint in San Diego through a merger with Sullivan Hill, with the latter's experts in insurance, construction, commercial bankruptcy and employment law joining Fennemore's existing four-attorney team in the city.

  • January 29, 2024

    Insurer's Counterclaim Tossed From $7M Elevator Verdict Row

    An insurer has no grounds to pursue a counterclaim against excess insurer Great American Insurance Co. in a dispute with an elevator maintenance company over a $7.3 million negligence verdict, a Florida federal judge ruled Monday.

  • January 29, 2024

    Increase In Trafficking Reveals Hospitality Coverage Concerns

    As human trafficking continues to increase and travel returns to prepandemic levels, hospitality industry policyholders may see more direct trafficking exclusions and increased education requirements as the insurance industry works to address this growing risk, experts said.

  • January 29, 2024

    Pollution Exclusion Applies In Oil Well Row, Underwriters Say

    Underwriters for a now-defunct oil services company told a Texas federal court they should not pay a $10.6 million underlying judgment to two companies over drainage losses to their oil wells, because the defunct company's policy excluded pollution and waste claims.

  • January 29, 2024

    Escrow Agent Not Covered For Fraud Suits, Court Told

    An escrow agent no longer has coverage for four underlying suits accusing it of unlawfully withholding funds or distributing them to third parties who had no valid claim to the money, an insurer told a Florida federal court, saying its theft coverage extension endorsement has been exhausted.

  • January 29, 2024

    Fla. Law Firm Escapes Contractor's Malpractice Suit

    A Florida federal judge has agreed to toss a storm damage contractor's more than $1 million lawsuit centering on an acrimonious breakup with its former law firm, but allowed the contractor a chance at refiling its legal malpractice claims.

  • January 26, 2024

    Nelson Mullins' Rates Spark Coverage Spat Over Builder's Suit

    An insurance policy battle between an exterior building product manufacturer and its insurer over who should pay for a law firm's services in a separate lawsuit spilled into Ohio federal court this week after the insurer removed the company's case from state court to the federal arena.

  • January 26, 2024

    School Says Security Insurer Failed To Cover Stabbing Row

    A security company's insurer failed to provide coverage to a school for behavioral problems in an underlying suit alleging a student was stabbed and bullied in the gym due to the school's negligence and tolerance of violence, according to a suit removed to D.C. federal court.

  • January 26, 2024

    Auto Biz Says Insurer Can't Escape $500K Damage Claims

    A vehicle lift installer urged a Minnesota federal court to preserve its counterclaims in a coverage dispute over nearly $500,000 in claims stemming from fire damage and a tipped container, arguing that its insurer constructively denied most of the claim by repeating investigations and denying payments for over a year.

  • January 26, 2024

    Insurer Denied Early Win In Landlord's Hurricane Damage Suit

    An insurer wasn't able to beat a suburban New Orleans commercial property owner's Louisiana federal case over more than $220,000 in 2021 Hurricane Ida damage, but did succeed in limiting testimony.

  • January 26, 2024

    Texas Motel Says Insurer Fell $750K Short On Storm Damage

    AIG unit Lexington Insurance Co. underpaid for storm damage to a Texas Econo Lodge Inn & Suites, offering only a sum more than $750,000 smaller than the company's own repair estimate, the motel's owner told a federal court.

  • February 08, 2024

    Law360 Seeks Members For Its 2024 Editorial Boards

    Law360 is looking for avid readers of its publications to serve as members of its 2024 editorial advisory boards.

  • January 26, 2024

    State Farm Underpaid Miss. Property Losses, Class Suit Says

    A Mississippi homeowner accused State Farm Fire and Casualty in federal court of intentionally underpaying her fire damage claim by using the wrong setting in its pricing software, treating the repairs as new construction and improperly excluding higher labor costs associated with more complicated fixes. 

  • January 25, 2024

    Excess Insurers Win In Construction Defect Coverage Suit

    A residential developer wrongly tapped into certain excess insurance, a California federal judge ruled Thursday, finding that the $3.2 million its primary insurer spent on defense costs in underlying construction defect litigation didn't count toward triggering a $10 million excess policy.

  • January 25, 2024

    Insurer Says Contractor Not Covered In Oil Refinery Fire Suits

    A petrochemical contractor is not entitled to coverage for a number of suits over an incident at an Arkansas oil refinery in which a hazardous substance was released and caught fire, an excess insurer told a Texas federal court Thursday, saying the contractor's two-year delay in providing notice bars coverage.

  • January 25, 2024

    La. Auto Dealer, Insurer Settle $1.2M Ida Coverage Row

    A car dealer agreed to permanently end its bid for more than $1.2 million in Hurricane Ida-related coverage from its insurers, telling a Louisiana federal court that it had reached a settlement with its insurers.

  • January 25, 2024

    No Sanctions For Receivership Settlement Delays, Judge Says

    A Michigan federal judge approved a business interruption coverage settlement concerning a Detroit property in receivership, allowing the property's owner to dodge a bid for sanctions brought by the receiver over delays in signing the agreement.

  • January 25, 2024

    State Farm Beats Suit Alleging Excessive COVID-Era Premiums

    A California federal judge on Thursday said State Farm Fire and Casualty Co. did not collect excessive premiums during the COVID-19 pandemic, handing the insurer an early win in a proposed class action brought by a cafe owner.

  • January 25, 2024

    Power Co. Can't Dismiss Explosion Fraud Claim, Insurers Say

    Two insurers for an infrastructure technology company urged an Ohio federal court not to toss their bid to recoup $18.7 million in damages for a manufacturing facility explosion, maintaining that state law supports their ability to bring both a breach of contract and fraud claim.

  • January 25, 2024

    NJ Justices Keep Up Trend Of Virus Suit Wins For Insurers

    In turning back an Atlantic City casino's $50 million bid for pandemic loss coverage, New Jersey's top court kept in line with the vast majority of courts deciding such suits, while shutting the door to Garden State policyholders seeking virus coverage, experts say.

  • January 24, 2024

    Apartment, Insurers Settle Stalled Construction Coverage Row

    A Tampa, Florida, apartment complex owner and its insurers settled their dispute in federal court over coverage for delayed construction after mediation, they said Wednesday in a joint settlement notice.

  • January 24, 2024

    NY Developer Says Court Lacks Jurisdiction In $1.7M Fire Suit

    A real estate CEO accused of lying on his insurance application asked a New York federal judge to dismiss an insurer's case disclaiming $1.7 million in fire damage coverage for a 19th century estate his business owned in Albany, saying the court lacks jurisdiction.

  • January 24, 2024

    Samsung, Best Buy Owe Insurer In Microwave Fire, Court Told

    Samsung and Best Buy should reimburse State Farm for a $231,000 payment covering damage to a home in a fire that State Farm claims was caused by a defective microwave, the insurer alleged in a complaint removed to Pennsylvania federal court.

  • January 24, 2024

    Accused Fraudster Hurting Policyholders, NC Justices Told

    Four insurers told the North Carolina Supreme Court that a former insurance mogul facing criminal fraud charges is still running his businesses, contrary to a contract and lower court order, renewing their request for clarity on what parts of an appellate court's opinion the high court will review.

Expert Analysis

  • It's Time To Upgrade Our Attorney Licensure Rules

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    The bar exam does a poor job of testing the skills employers expect from new lawyers, and those who pass the bar can practice indefinitely without independent oversight, so states should consider alternative means for assuring competence and personal stability for new as well as experienced lawyers, says David Friedman at Willamette University.

  • Insurer Considerations For Post-Pandemic Virtual Mediation

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    To determine whether to continue engaging in virtual mediations after the pandemic ends, insurers should weigh the format's challenges against its benefits, including decreased hostility between parties, time and cost, and increased client participation, say Jennifer Gibbs and Amanda Rodriguez at Zelle.

  • Data-Based Predictions On Case Timelines After Pandemic

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    Richard Finkelman and Karl Schliep at Berkeley Research Group analyze state and federal court data to pinpoint trends and predict changes in case resolution time frames after the COVID-19 pandemic upended judicial proceedings across the country, and they explain how parties can use these analytics to inform litigation decisions.

  • Embracing ESG

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    In this Expert Analysis series, in-house counsel share how they are adapting to the growing importance of environmental, social and corporate governance factors.

  • The Right Condo Governance Provisions Can Enhance Safety

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    Though condominium and community governance documents cannot prevent a structural failure, such as the Champlain Towers tragedy, developers and their lawyers can draft these documents to better educate board members and remove obstacles to preserving community assets, says Bob Burton at Winstead.

  • Risks To Consider For Commercial Real Estate Gap Closings

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    The use of the gap closing mechanism in commercial real estate transactions — when there is a delay between a purchase and the recording of documents — has been increasing amid the pandemic, but certain complications can arise for buyers when an intervening matter influences a title's quality, says Jennifer Ioli at Sherin and Lodgen.

  • Avoiding Unauthorized Practice Of Law In Remote Work

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    The COVID-19 pandemic has forced many lawyers to telecommute, potentially from home jurisdictions where they are not admitted, raising questions about compliance with states’ unauthorized practice of law mandates — but attorneys can look to rules, advisory opinions and case law for clarity, say Lauren Snyder and Amy Richardson at Harris Wiltshire.

  • NY Ruling Should Make Counsel More Cautious In Emails

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    A recent New York Appellate Division decision, Philadelphia Insurance v. Kendall, makes it much more likely that a settlement could be effectuated by simple email exchanges without more formal written documentation memorializing all the terms of the settlement, says Christopher Gorman at Abrams Fensterman.

  • Where Insurance Coverage For Condo Collapse Gets Murky

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    Property and casualty coverage for the Champlain Towers tragedy may be complicated, since different versions of collapse coverage are found in different policies, both for the individual condo owners and the condominium association, say Glenn Jacobson and Mark Binsky at Abrams Gorelick.

  • Courts Should Heed Contract Law In COVID-19 Physical Loss

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    While a recent Law360 guest article urged courts to adopt the particle theory of coverage in deciding COVID-19-related property loss and damage claims, this approach ignores the intent, function and language of commercial insurance policies — not to mention the science itself, say Adam Fleischer and Elisabeth Ross at BatesCarey.

  • Insurance Brokers Should Expect Wave Of E&O Claims

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    Policyholders' unsuccessful COVID-19 business interruption suits and the pandemic-related move to remote work will likely result in a plethora of errors and omissions claims brought against insurance agents and brokers, as evidenced by recently filed cases, says Peter Biging at Goldberg Segalla.

  • COVID Insurance Rulings Are Misinterpreting 'Physical Loss'

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    Recent court decisions interpreting "direct physical loss" clauses to deny COVID-19 business interruption recovery where the subject property has not been structurally altered contradict the purpose of all-risks insurance, the ordinary meaning of the operative policy language and pre-pandemic case law, says ​​​​​​​Lee Epstein at Flaster Greenberg.

  • Revamping Law Firm Marketing Lists — With Partner Buy-In

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    Jackson Lewis’ Paige Bowser shares lessons from the firm's recent overhaul of an outdated email marketing database, including tips for getting partners on board, ensuring compliance with privacy laws and augmenting outreach strategies.

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