Property

  • May 18, 2026

    State Farm Says Stove's Maker Must Pay For Fire Damage

    A State Farm unit said it is entitled to recoup costs paid in connection with a policyholder's house fire because the fire was caused by a defective electric range manufactured by General Electric Co., according to a suit removed to Washington federal court.

  • May 18, 2026

    NY Court Tosses Challenge To Insurers' Anti-Adjuster Clause

    A New York federal court permanently dismissed a public adjusting company's proposed class action against a group of insurers over a policy endorsement barring insureds from hiring public adjusters, finding enforcement of the clause did not constitute tortious interference.

  • May 18, 2026

    Hanover Not Liable For Coverage Gap, Mass. Court Affirms

    Hanover Insurance Co. is not responsible for a Massachusetts property owner's inadequate coverage, an intermediate state appellate court said Monday, rejecting arguments that the insurer's familiarity with the home it had insured for nearly two decades created such a duty.

  • May 14, 2026

    Policyholders Win In Calif. Water Leak Precedent Ruling

    Policyholder advocates won a victory when a state court said litigators can cite a recent ruling about water damage claims.

  • May 14, 2026

    Insurance Litigation Week In Review

    The New Jersey Supreme Court said an insurer didn't waive its right to deny coverage. The Texas Supreme Court ordered appraisal of a $40 million flood damage dispute. And the Colorado Supreme Court won't rehear a suit over insurers' noncooperation defense. Law360 has the past week's top insurance news.

  • May 13, 2026

    Insurers Accused Of Stonewalling On $2.7M Hurricane Claims

    A New Orleans church urged a Louisiana federal judge to reopen litigation in order to sanction Lloyd's of London underwriters and other insurers, accusing them of repeatedly impeding efforts to arbitrate a nearly 4-year-old $2.7 million dispute over hurricane damage coverage.

  • May 11, 2026

    Insurer Must Cover Water Damage At Ind. School, Court Told

    An Indiana-based Christian school said it is entitled to tap into more than $12 million in coverage for a sprinkler system leak and resulting water damage that left its building uninhabitable, telling a federal court that its insurer has wrongfully limited coverage to $10,000 under a flood sublimit.

  • May 08, 2026

    Texas Justices Order Appraisal In $40M Flood Damage Dispute

    Texas' highest court on Friday conditionally granted a mandamus petition by insurers seeking to compel appraisal in litigation over roughly $40 million in water damage to a Dallas property owned by a real estate development group.

  • May 07, 2026

    Insurer Owes No Coverage For Mall Pollution, Fla. Judge Says

    A Florida federal judge ruled an insurance company doesn't have to provide coverage to the owner of a California shopping center contaminated with dry cleaner chemicals, finding that benefits were properly denied under site development and pollution exclusions in the policy issued by the insurer. 

  • May 07, 2026

    State Farm's Calif. License At Stake Over LA Fire Response

    State Farm's ability to continue to operate in California is in question following a state investigation into its handling of Los Angeles fire claims and allegations the insurer repeatedly violated state consumer protection laws.

  • May 07, 2026

    AI Reshaping Brokers' Work, Lockton Data Head Says

    AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggregating AI data, and how a data-driven approach for identifying gaps in the market can help drive insurance product innovations.

  • May 07, 2026

    Insurer Needn't Cover Real Estate Co.'s $330K Arbitration Bill

    An insurer is not on the hook for more than $330,000 in defense costs that a commercial real estate company and its manager incurred in arbitration with investors, a Washington federal court ruled Thursday, saying the company failed to show that the costs arose from covered fiduciary duty claims.

  • May 07, 2026

    Insurance Litigation Week In Review

    Two Chubb insurers must defend an upstate New York town against an environmental contamination claim, a German shipping company and a marine insurer will pay $17 million for damage to a coral reef near Puerto Rico, and a court found the North Carolina Department of Insurance properly revoked an appraiser's license. Here, Law360 takes a look at the past week's top insurance news.

  • May 06, 2026

    AIG Says Homeowners Waived Bid For New Damages Trial

    An AIG unit fought against a new trial this week in a dispute over the claims process for damage from Hurricane Irma to a $95 million oceanfront mansion, arguing that the homeowners failed to prove compensable damages at trial and waived their right to a new trial.

  • May 06, 2026

    NC Insurance Dept. Properly Revoked Appraiser's License

    A North Carolina state appeals court on Wednesday affirmed the state Department of Insurance's revocation of the license of a motor vehicle damage appraiser, finding he violated ethical standards by disparaging other appraisers.

  • May 05, 2026

    Insurer Loses Bid To Recoup $3.4M Coverage For Grill Fire

    An insurer attempting to recoup more than $3.4 million it paid to homeowners whose house was greatly damaged in a grill fire lacks the proof needed to claim the negligence by the grill-maker caused the fire, a Tennessee federal judge ruled Monday in dismissing the case.

  • May 04, 2026

    Broker Says It's Not To Blame For Harvard's Lack Of Coverage

    An insurance broker told a Massachusetts federal court that it had no common law duty to report claims made against Harvard University to the school's excess insurers in a suit seeking to recover legal fees Harvard expended in litigation that upended affirmative action.

  • April 30, 2026

    Colorado Sets Tough Goals For Homeowner Premium Cut Plan

    The governor's plan to lower homeowner insurance premiums by strengthening homes against hail and fire has merit. But aggressive goals and a short timeline could be hard to meet.

  • April 30, 2026

    Calif. Insureds Say State Farm's Property Valuation Is Unlawful

    A class of California homeowners that say State Farm underpaid their property insurance claims urged a federal court to reject the insurer's argument that its method of calculating actual cash value is in line with the state's insurance code and legislative history.

  • April 30, 2026

    Insurer Drops Oil Refinery Fire Coverage Row After Deals

    An excess insurer has agreed to drop a Texas federal case seeking to avoid defending a petrochemical contractor from property damage and bodily injury lawsuits stemming from a pipeline explosion in Arkansas, as the underlying disputes were resolved.

  • April 30, 2026

    Insurance Litigation Week In Review

    The Colorado Supreme Court limited the reach of the state’s insurance cooperation law. The Eighth Circuit asked Minnesota's top court to weigh in on a product liability dispute. The Sixth Circuit decertified a class of State Farm policyholders. Law360 has the past week's top insurance news.

  • April 29, 2026

    Insurer Says Mass. Dealership Handed Mercedes To Thieves

    A Pennsylvania insurance company has said a Boston-area Mercedes dealership must reimburse the insurer for a claim it had to pay after the dealer allegedly gave a $100,000 luxury SUV to people who posed as transport workers and stole it.

  • April 27, 2026

    Colo. High Court Limits Reach of Insurer Cooperation Law

    The Colorado Supreme Court ruled Monday that a portion of Colorado law addressing procedural requirements for insurers asserting failure-to-cooperate defenses against policyholders applies only to a policyholder's general duty to cooperate, not their duty to satisfy specific contract requirements.

  • April 24, 2026

    Full 6th Circ. Nixes Class Cert. In State Farm Vehicle Value Suit

    The full Sixth Circuit on Friday reversed the certification of a class of 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, finding the insurer has a right to present unique evidence for specific class members.

  • April 24, 2026

    Chinese Bank Must Face Aon Unit's Reinsurance Fraud Suit

    China's largest bank can't avoid an Aon PLC subsidiary's suit seeking to hold the bank liable for its alleged role in a multibillion-dollar reinsurance fraud scheme, a New York state court ruled, allowing all but one negligence claim to move forward.

Expert Analysis

  • How Data Centers Can Prep For Legal Challenges Amid War

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    Amid conflict in the Middle East, data centers may now be exposed to state-level kinetic threats, creating significant legal, regulatory and contractual implications, so operators should update their legal and operational frameworks in order to withstand future disruptions and meet the regulator expectations, say attorneys at Baker Botts.

  • Human Diligence Crucial As AI Raises Real Estate Fraud Risks

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    A recent title fraud warning from Florida officials demonstrates that artificial intelligence has lowered the barrier to committing complex property scams, forcing real estate industry stakeholders and attorneys to prioritize contextual review in transactions, says Neil Cohen at Barsh and Cohen.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Exploring Good Faith And Bad Faith, From Dock To Doorstep

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    Evolving in different contexts, property and maritime insurance take almost opposite views on the foundational concepts of good faith and bad faith, but, as evidenced by two recent decisions, they dovetail on the idea that trust is the currency of risk, says Nicole Connors at Cozen O'Connor.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

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    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

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    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • Notable Q4 Updates In Insurance Class Actions

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    Last quarter featured a novel class action theory about car rental reimbursement coverage, another win for insurers in total loss valuations, a potentially broad-reaching Idaho Supreme Court ruling about illusory underinsured motorist coverage, and homeowners blaming rising premiums on the fossil fuel industry, says Kevin Zimmerman at BakerHostetler.

  • What To Know About Project-Specific Professional Liability

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    The ongoing rebuild of the Francis Scott Key Bridge is an example of a construction megaproject that may call for project-specific professional liability insurance, a specialized product that must be negotiated with care, especially when it comes to its multiple claims provisions, say attorneys at Maslon.

  • Breaking Down Expense Allocation In Mixed-Use Properties

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    Rapid increases in condominium fees and special assessments, driven by multiple factors such as rising insurance costs and expanded safety requirements, are contributing to increased litigation, so equitable expense allocation in mixed-use properties requires adherence to the governing documents, says Mike Walden at FTI Consulting.

  • How Insurers Are Wording AI Exclusions

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    Artificial intelligence exclusions are now available for use in insurance policies, meaning corporate risk managers must determine how those exclusions are interpreted and applied, and how they define AI, says David Kroeger at Jenner & Block.

  • State Of Insurance: Q4 Notes From Illinois

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    In 2025's last quarter, Illinois’ appellate courts weighed in on overlapping homeowners coverages for water-related damages, contractual suit limitation provisions in uninsured motorist policies, and protections for genetic health information in life insurance underwriting, while the Department of Insurance sought nationwide homeowners' insurance data from State Farm, says Matthew Fortin at BatesCarey.

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