Panel: Denial Of LTD Benefits For Failure To Provide Medical Records Was Reasonable

Mealey's (August 17, 2022, 1:25 PM EDT) -- RICHMOND, Va. — A disability insurer’s denial of long-term disability (LTD) benefits based on a claimant’s failure to provide requested medical documentation in support of his disability was reasonable because the policy at issue specifically states that failure to provide any requested materials could result in the denial of a claim, the Fourth Circuit U.S. Court of Appeals said Aug. 16 in affirming a district court’s opinion....