Mealey's ( September 23, 2022, 9:43 AM EDT) -- SPARTANBURG, S.C. — A disability insurer did not abuse its discretion in denying a claim for long-term disability (LTD) benefits because the claimant did not meet the conditions precedent for coverage under the plan and the disability insurer’s denial was reasonable, a South Carolina federal judge said in granting the insurer’s motion for judgment on the administrative record....