( April 29, 2024, 12:30 PM EDT) -- CHICAGO — An insurer is not liable for an underlying state court judgment entered against an insured in a suit filed by a dialysis patient who claimed that the insured’s failure to properly clean a dialysis facility caused the patient to contract bacterial sepsis because the insurer had no duty to defend the insured pursuant to the policy’s fungi or bacteria exclusion, the Seventh Circuit U.S. Court of Appeal said in affirming a district court’s ruling for the insurer....