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Expert Analysis

How Sonic Boom Risk Informs 'Physical Loss' For COVID Era

By Peter Kochenburger and Jeffrey Stempel ( April 5, 2022, 5:23 PM EDT) -- The COVID-19 business interruption coverage battles often center on whether there has been tangible direct physical loss or damage to insured property.[1] Insurers argue that the mere presence of a virus that cannot be seen either in transmission or on property, such as tables and countertops, cannot cause property damage as defined in their policies....

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