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Expert Analysis

What Insureds Should Look For In Excess Policies

By Courtney Horrigan and Elizabeth Taylor ( March 16, 2022, 2:29 PM EDT) -- Primary and excess carriers each have an independent, good-faith responsibility to assess coverage for their policyholders. A Jan. 7 decision, Truck Insurance Exchange v. Kaiser Cement, from the California Court of Appeal's Second Appellate District, demonstrates how courts will protect policyholders' expectations against actions by primary carriers that might limit or restrict available excess coverage.[1]...

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