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Expert Analysis

Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.

By Tiffany Bustamante ( November 19, 2024, 5:01 PM EST) -- In a recent decision by the U.S. District Court for the Middle District of Florida, Wood v. GeoVera Specialty Insurance Co., the court affirmed that unambiguous policy limits remain enforceable even when an appraisal award exceeds those limits.[1] The decision clarifies the scope of appraisals and reinforces the boundaries between valuation and coverage — a distinction that provides valuable guidance for insurers handling post-catastrophe claims....

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