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Expert Analysis

3rd Circ. Supports Specifying Deadlines In ERISA Rows

Law360, New York ( September 17, 2015, 12:55 PM EDT) -- The Third Circuit ruled on Aug. 26, 2015, that if a claim administrator fails to disclose in its final denial letter any plan-imposed deadline to challenge the denial in court, then that deadline will be set aside in favor of the most analogous state law statute of limitations. In Mirza v. Insurance Administrators of America Inc. et al. (No. 13-3535, 3d Cir. Aug. 26, 2015), the court applied New Jersey's six-year breach of contract statute instead of the plan's one-year limitation of suit provision....

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