Indian Tribes And The CFPB Are Unnecessary Adversaries

By Saba Bazzazieh ( June 23, 2017, 3:07 PM EDT) -- In July 2010, Congress enacted the Dodd–Frank Wall Street Reform and Consumer Protection Act ("CFPA), which created a new federal agency — the Consumer Financial Protection Bureau. The product of noble intentions, the agency was designed to enforce a host of already existing consumer financial protection laws and to further protect American consumers against "unfair, abusive, and deceptive acts and practices." Seven years later, the bureau has deviated substantially from this statutory mandate. The bureau's transgressions are manifold, spanning from deprivations of due process, improper use of taxpayer resources and even overt racial discrimination against its own employees. The narrow focus of this article, however, is a less frequently recognized form of misconduct that is nonetheless of nationwide importance — the bureau's mistreatment of Indian tribes....

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