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Expert Analysis

A Look Inside Texas' New Home Equity Loan Law

By Jeff Dunn ( December 12, 2017, 4:39 PM EST) -- On Nov. 7, 2017, Texas voters approved the eighth series of amendments to the Texas constitutional provisions permitting loans secured by homestead equity. The 2017 amendments (authorized by Senate Joint Resolution 60) become effective for home equity loans made on or after Jan. 1, 2018. The amendments should help expand home equity loan opportunities, but the transition period requires compliance vigilance....

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