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Expert Analysis

CFPB Sees The Way Of The Future And It Is Mobile Banking

Law360, New York ( February 9, 2015, 11:33 AM EST) -- Over 90 percent of American adults own a mobile phone according to the Pew Research Center. [1] That figure increases to 98 percent for Americans between 18 and 29 years old. [2] We increasingly use mobile phones and tablets to purchase a variety of goods, such as music, movies and games, as well as to conduct transactions such as sending money and paying bills. Analysts estimate that U. S. retail sales through mobile devices reached $58 billion in 2014. [3] That's nearly one-fifth of last year's $304 billion in total revenue from online retail sales. [4]. . .

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