Starter Interrupters Expose Lenders To SCRA Risks

Law360, New York ( November 3, 2014, 10:06 AM EST) -- Individuals often take great care to make a good impression on a first date, but sometimes that's just not possible. Oscar Fabela Jr. was walking his date back to his car after a movie when he found that his car would not start.[1] This was not caused by any mechanical malfunction, but rather by the creditor on his auto loan. As a condition of taking out the loan, Fabela was required to install a starter interrupter on his vehicle. Because the creditor believed that Fabela was late in making his monthly payment, the creditor disabled Fabela's car remotely — even though Fabela was actually current on his payments. Fabela and his date then spent the rest of the evening finding a way to bypass the starter interrupter so they could leave the parking lot....

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