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Expert Analysis

Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.

By Tiffany Bustamante ( November 19, 2024, 5:01 PM EST) -- In a recent decision by the U. S. District Court for the Middle District of Florida, Wood v. GeoVera Specialty Insurance Co. , the court affirmed that unambiguous policy limits remain enforceable even when an appraisal award exceeds those limits. [1] The decision clarifies the scope of appraisals and reinforces the boundaries between valuation and coverage — a distinction that provides valuable guidance for insurers handling post-catastrophe claims. . . .

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