PNC Asks 4th Circ. To Reconsider HELOC 'Offset' Ban Ruling

By Katryna Perera (August 29, 2024, 10:20 PM EDT) -- PNC Bank has asked the Fourth Circuit to take another look at its ruling that extended the "offset" provision of the Truth in Lending Act, which prevents banks from using funds held in deposit accounts to offset credit card debt without the consumer's consent, to home equity lines of credit....

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